Disbursements or funeral third party costs: What are they?

“Disbursements” (also referred to as funeral third party costs) are the fees payable to the Doctor or Coroner for the issue of a death or cremation medical certificates or Coroner’s certificates, cremation or burial fees, the service at a Crematorium or Cemetery and the fees for the Minister or Celebrant to perform the services at the Crematorium, Cemetery or graveside.

The cost of disbursements can vary widely depending on location, whether you are buried or cremated, whether you choose to have a service or not and if you require a religious Minister to carry out the service.

Many of these costs are necessary when carrying out a funeral and sometimes they are not included in a funeral plan. At Capital Life all our plans (except the Simple and Ceremonial plans) include a generous allowance to go towards the funeral third party costs. It is advised that if your plan does not include a contribution towards these disbursements that you are aware of how much you or family may need to set aside for these costs when the time comes.

Learn more about which of our funeral plans include a generous allowance towards third party costs, contact us or call one of our helpful advisors on 0800 411 8683.

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