Writing a Will is essential in ensuring that your last wishes are carried out and those that you intended to inherit, do so. It is the last instruction that you will leave to your family, so it needs to be right. If you die without making a Will you could leave a huge burden of legal, financial and tax problems which could incur unnecessary costs and stress for your family. Without a valid Will your husband or wife may not actually inherit all your assets; you simply don’t have control. It is also extremely important if you have children under eighteen, that you choose who you want to be their legal guardian if anything happens to you. If you are a homeowner a Will also allows you to detail how you want to divide your estate, including any property, savings accounts, shares, or ISAs.