Funeral Cover: What we offer

Funeral cover is an ideal way to beat the rising costs of funerals and pay for your own funeral, so that when the time comes it can reduce your loved ones’ financial responsibilities at a time when their grief must come first. We often hear of people avoiding the topic of death to the point that friends and family aren’t sure what sort of memorial services are appropriate for each other.

funeral cover

By choosing a Capital Life funeral plan you remove the uncertainty as well as the financial burden off those you leave behind, whilst leaving them at ease that the funeral you have is the one that you want.  It’s up to you to decide whether you would prefer a simple cremation or an elaborate, traditional ceremony? A prepaid funeral plan allows you to decide the answers to these questions ahead of time, so your friends and family don’t have to.

Capital Life Funeral Plans offer five classic funeral plans that are designed to ensure the spectrum of funeral cover.  We also offer two Majestic plans, for those people who want a premium send off.

Funeral Cover with Capital Life

The Simple Funeral Plan

If you’re looking for cheap funeral plans, our Simple plan starts from just £14.61 per month. It covers the cost and organisation of a dignified cremation with advice and guidance on all aspects of the arrangements. This plan is ideal for people that would prefer no procession, no service, and no fuss.

The Ceremonial Funeral Plan

Starting from a cost of £24.03 per month, our Ceremonial Plan provides support for your loved ones during their difficult time. It covers all the Funeral Director’s professional fees and services, which can equate to over half of a funeral’s entire budget. This service includes a full procession from the chapel of rest to a local crematorium or cemetery, complete with a hearse, a conductor, and pallbearers.

The Ceremonial funeral plan does not provide for third-party fees, or disbursements, but can significantly cut the funeral costs that your friends and family might otherwise be expected to pay.

The Traditional Funeral Plan

Our Traditional plan represents the best balance of value and elegance. Starting from £34.51 per month, giving you full provision for support from a Funeral Director. This plan also secures a generous allowance towards third-party fees, massively reducing the mandatory costs that you leave behind. These fees include minister or celebrant costs, which are often the second most expensive aspect of an average memorial service, as well as doctors’ fees (certification of death), cremation or burial fees.

This excellent value prepaid funeral plan is perfect for anyone looking for peace of mind that their memorial will accurately reflect their beliefs whilst unburdening their families in the process.

The Royal Plan

Capital Life’s most popular prepaid funeral plan is the Royal option, which covers everything in the traditional plan with excellent support for your friends and family. From just £36.60 per month, you can choose a superior quality casket with a personalized nameplate and secure a limousine for your loved ones to join your funeral procession together in comfort.

The Imperial Plan

Building on the success of our Royal prepaid funeral plan, the Imperial plan covers all the previously mentioned elements with a generous allowance for third-party disbursements and an additional limousine for the procession. From just £39.74 per month, this plan is ideal for larger families wanting to say goodbye in style.

At Capital Life Funeral Plans, we aim to make funeral planning as simple and thoughtful as possible. Our plans can be fully customised with additional add-ons to make the day as personal for you. Church services, coffin upgrades, and additional allowances towards decorative touches like flower arrangements are all available at small extra costs.

We’re here to guide you through what can be an emotional process and help you design a funeral that suits your budgets, beliefs and needs.  Our knowledgeable and compassionate advisors are here to help you decide on a very important part of later life planning including Wills, Inheritance Planning, Probate, and LPAs. So if you would like a friendly and informed chat about our funeral plans please call us on 0800 411 8683, or contact us by filling out a quick and simple form and we will take it from there.