How to compare funeral plans

how to compare funeral plans

Planning your funeral is likely to be one of the most important and expensive things you will ever do, so you should compare funeral plans before investing to ensure that you get everything you want for your farewell.

People want different things from their funeral, and there are numerous plans available, each offering different benefits and can include different things such as Wills, Inheritance Planning, Probate and LPAs. You should compare funeral plans and pick one that is both affordable and suits your needs.

If you’d like a modest service or even no service at all, Capital Life’s Simple Plan is ideal; it’s straightforward and removes the financial burden from your loved ones. The Ceremonial Plan enables you to cover a more significant portion of your funeral expenses and includes all the Funeral Directors costs but not third-party fees. 

The Traditional Plan is Capital Life’s most affordable plan, designed to give a quality farewell and minimise any additional expenses. It comprises the Funeral Director services, plus a generous allowance towards third-party fees.

Capital Life’s most popular plan is the Royal Plan; it offers a high calibre funeral and covers all Funeral Director’s fees, including a choice of funeral time, where the procession starts from as well as a funeral limousine for your family. There is also a substantial allowance towards third-party fees.

The Imperial Plan is the most comprehensive plan and covers everything in the Royal Plan, plus an additional limousine, a superior coffin and a generous allowance towards third-party fees.

The top-of-the-range Majestic Plan includes everything in the Imperial Plan but varies depending on whether you’d like a cremation or a burial. They both offer benefits such as a wreath for the coffin and a generous allowance towards flowers, but the cremation plan includes a choice of urns, while the burial plan offers a superior coffin and an engraved headstone.

The funeral plan you pick will depend on what you want from your funeral. Compare funeral plans just like you would any other service to ensure that you pick the one that best reflects your needs. If you’d like to discuss your options, contact us or call 0800 411 8683, and one of our friendly advisors will be happy to help.