Capital Life Group and Regulated Products

The Capital Life Group specialise in assisting customers with a host of products and services such as:

  • Pre-Paid Funeral Plans
  • Inheritance Planning
  • Probate, including Pre-Paid Probate
  • Equity Release

Some of the products will require a regulated company to provide the services and you can see below which products are dealt with by whom:

Pre-Paid Funeral Plans:

Pre-Paid Funeral Plans are administered by Capital Life Funeral Planning Limited (Company Number 03534103) From July 2022, pre-paid funeral plan providers will need to be authorised by the Financial Conduct Authority (‘FCA’). Capital Life Funeral Planning has submitted its application for FCA authorisation and confirmation can be seen here: https://www.fca.org.uk/consumers/funeral-plans/providers-list

Inheritance Planning:

Inheritance Planning, such as Will Writing, and Lasting Powers of Attorney are provided by Capital Life Legal Services Limited (Company Number 13257860) who are approved members of the Society of Will Writers and conform to their code of conduct. Details can be seen here: https://www.willwriters.com/about-us/

Within Inheritance Planning, there are some activities which are legally required to be administered by a qualified, practicing Solicitor such as some Trust work or obtaining Grants of Probate. In these instances, Capital Life Legal Services Limited will pass any work onto an approved and regulated partner, details of which will be agreed with you before your details are passed.

Pre-Paid Probate Plans:

Currently, there is no official regulation for Pre-Paid Probate Plans. For customer peace of mind, these plans will be administered by Capital Life Legal Services Limited (Company Number 13257860) who are approved members of the Society of Will Writers and conform to their code of conduct. Details can be seen here: https://www.willwriters.com/about-us/

Equity Release:

Capital Life Legal Services (Company Number 13257860) will act as a broker for Equity Release and will introduce customers to an approved partner who will offer the best advice and products for their circumstances. Capital Life Legal Services will receive a commission for a successful referral directly from the provider.