Funeral Plan Regulatory Statement

After careful consideration, Capital Life Funeral Planning Ltd have decided to withdraw its application for authorisation by the Financial Conduct Authority (FCA) at this time, with a view to reapplying as soon as possible.

What does this mean for our customers?

As recently announced, we believe Capital Life’s pre-paid funeral plans are underpinned by robust Trust arrangements. In the Trusts’ last SAR (Solvency Assessment Report) in September 2021, the Actuary reported that our Trust was funded to 160.1%. This is 60.1% higher than the minimum FCA’s regulatory requirement that comes into effect on 29th July 2022.

Therefore, we remain confident that with the help and assistance of the FCA, we will achieve a positive outcome for all our customers.

We will be providing regular updates with our progress. Should you have any questions, please email