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Capital Life have a range of later life products, so you can have everything in one safe and secure place giving you and your family peace of mind
What do you need to consider?
When you are making a Will, you may just think you need to say who you want to leave your home, possessions, and investments too. If you have a number of beneficiaries, you will need to consider how your estate is split and who will get those very personal items that have special meaning. But there are other factors you need to consider, such as:
- Appointing Guardians for your children if you pass away before they are eighteen
- Choosing the age at which your children or grandchildren inherit
- Who will make a good Executor?
- Do you want to leave specific gifts and/or legacies to people or charities?
- You can document your funeral wishes and pre-pay for your funeral
- Let people know your organ donation preferences
These are just some of the considerations you need to think about, and our experts can help guide you through making sure nothing is left to chance and everything is left just as you wish.Book a FREE Inheritance Planning Review Now
What happens if I don’t have a Will?
Without a Will, there are a set of rules outlining who will inherit your possessions. This can make the process of dealing with your Estate more difficult and stressful for your family. The rules are intended to be fair, but they may not suit you as they are based on outdated laws from nearly a century ago, and society that was very different back then. For instance, the rules of intestacy make no provision for a partner if you are not married or in a civil partnership, even if you have lived together for many years.
Because of this, everyone should have a valid Will; this is particularly true if you own property, are single, married, have entered a civil partnership, or have a long-term partner. It also applies if you have children or other dependents, or if you wish to leave something to someone who is not a close family member.Book a FREE Inheritance Planning Review Now